Unlike a motor policy, Contractors Plant & Equipment provides a number of insurable sections that can be customised to fit your needs and include the following:
Cover is available for a range of equipment from forklifts and bobcats through to drilling rigs and cranes. This policy is ideal for the builder with plant items used on their own job sites, or for the professional trade contractor who prefers to bundle their insurances into one.
Cover is usually arranged for either single items or a fleet of plant equipment.
The most common types of plant items that are insured include Cranes, Excavators, Concreting equipment, Forklifts, Farming machinery, Tippers, Trailers, Trucks and Lifting equipment.
Cranes, Excavators, Concreting equipment, Forklifts, Farming machinery, Tippers, Trailers, Trucks and Lifting equipment
The base level insurance provides cover of your machines for accidental damage, malicious damage, storm damage, fire and theft. Policies can also have options to cover hired in equipment, loss of income, breakdown cover, road risk and third party legal liability.