Whether you have one item or a fleet, Contractors Plant & Equipment is a must to ensure the continuity of your business following loss to or damage of your items.

Unlike a motor policy, Contractors Plant & Equipment provides a number of insurable sections that can be customised to fit your needs and include the following:

  1. Loss or Damage
  2. Road Risk
  3. Liability
  4. Hired In Plant
  5. Financial Protection
  6. Breakdown

Cover is available for a range of equipment from forklifts and bobcats through to drilling rigs and cranes. This policy is ideal for the builder with plant items used on their own job sites, or for the professional trade contractor who prefers to bundle their insurances into one.

How is the insurance typically arranged?

Cover is usually arranged for either single items or a fleet of plant equipment. The most common types of plant items that are insured include Cranes, Excavators, Concreting equipment, Forklifts, Farming machinery, Tippers, Trailers, Trucks and Lifting equipment.

What are the most common types of plant items insured?

Cranes, Excavators, Concreting equipment, Forklifts, Farming machinery, Tippers, Trailers, Trucks and Lifting equipment

What is the basic level of cover under a Plant and Equipment insurance policy?

The base level insurance provides cover of your machines for accidental damage, malicious damage, storm damage, fire and theft. Policies can also have options to cover hired in equipment, loss of income, breakdown cover, road risk and third party legal liability.

Staff Profile

Erica Callaghan

Account Manager - QLD/NT